Financing Services

Financing Resources

The purchase of a new manufactured home or modular home is a significant investment for you and your family. No matter what you’re looking for or what you’re able to spend, our friendly staff at Southside Home Center have the knowledge of current financing options it takes to guide you to a home loan that will enable you to buy the new home you’ve been dreaming of.

The right loan for any purchase

You’ve Got Options

We’re well-versed in current financing options available to buyers of manufactured and modular homes. These loans differ slightly from the options available to buyers of conventional homes, but there are numerous options available, and each presents its own unique opportunities. We can help you select the one that works for you.

Land/Home Packages

Because of the dramatic improvements in manufactured and modular homes through the years, today’s home buyers can now qualify for conventional loans with rates and terms similar to financing for a traditional home. Conventional loan programs are designed to help home buyers acquire loans with affordable rates and sensible monthly payments. You’ll be free from upfront mortgage insurance premiums, and you may not have to pay monthly mortgage insurance. You might even have access to construction financing if your loan-to-value ratio is low enough! Our housing experts at Southside Home Center are well-versed in this financing option. It would be our pleasure to guide you through the process of applying and qualifying for a conventional Land/Home loan and enable you to buy a beautiful new home you love.

Trade-Ins

Trading in your manufactured or modular home is a great way to facilitate your purchase of a new home, but not every dealership will offer you this choice. At Southside Home Center, we can buy your current home, and you can put that money towards a down payment on a brand new one! This option enables you to make an easier, more affordable purchase of a brand new manufactured home.

Get Pre-Qualified to Buy a Home